15 Bad Money Habits You Need to Break to SAVE MORE financial habits

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// 15 bad money habits you need to break to save more! I share bad money habits that I’ve overcome (or am working to overcome) to save more money and be more financially stable. I hope this video gives you money-saving tips to break bad habits, invest more, and reach your financial goals! #moneytips #financetips

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YouTubers Mentioned:

Ashlynne Eaton-
Allison Anderson-

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Things Mentioned (some links may be affiliate links):

Nuuly Clothing Rental ($10 off)-
Small Gold Hoops I’m Wearing (10% off here)- mejurifinecrew.sjv.io/ORmVBA
The Heart of Money: A Couple’s Guide to Creating True Financial Intimacy-

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00:00 Intro
01:43 Putting Off Investing
02:10 How Much Our Investments Have Grown
03:02 Impulsive Buying
04:03 Not Investing In My Business
05:02 Resisting Getting a CC
05:37 Not Cancelling Subscriptions
06:19 Emotional Buying
06:53 Thinking More Money = More Happiness
07:51 Not Being In Sync w/ My Husband
08:46 Too Much Seasonal Decor
09:31 Putting Off Monthly Costs
09:56 Not Meal Prepping
10:30 Treating Everything As A Priority
11:16 Not Breaking Up Our Accounts
12:19 Storing Card Info Online
12:51 Avoiding Reality
13:54 Outro

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Instagram | @michellereed
My Podcast | But, What’s Next?
Tik Tok | @michellereedyt
Business Inquiries | thisissmileyandshell@gmail.com

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PO Box Address

Michelle Gauthier
2825 OAK LAWN AVE
PO Box #190733
DALLAS, TX 75219

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Let me know what other videos you’d like to see from me! Whether that be more week in my life vlog-style videos, week in my life in Dallas videos, Dallas videos, or lifestyle vlogs in Dallas. Or any puppy videos or golden retriever puppy vlogs. Let me know if you’d like to see more finance videos on budgeting, saving, and being financially independent in your 20s! Or more videos of me trying new things for a week, whether that be new skills or habits. Or videos on getting married, planning a wedding, or getting married young! I also make simple living, minimalism, and slow living videos as well! .

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32 comments

Michelle Reed 12/09/2021 - 5:12 Chiều

hi friends! feel free to respond here with which habit you resonated most with or a habit I didn’t mention ✨ appreciate you all and hope you have a lovely weekend!

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Serge Culie 12/09/2021 - 5:12 Chiều

****Very informative video, well the crypto market seems to have waken up in a bullish pattern and a better season to go into bitcoin day trading with a working strategy and signals backed with the help of a pro which turns out be so accurate and profitable. Travis Neil has been a real mentor so far which have been able to grow my portfolio from 1.1btc to a total of 6.8btc through daily trading.

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Zsófia Németh 12/09/2021 - 5:12 Chiều

Omg this one is for me 😅💵 (also…I love alllllll of your videos)

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LeAny 12/09/2021 - 5:12 Chiều

love this, thank you for advices 🌹😘

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Desiree Nevarez 12/09/2021 - 5:12 Chiều

I love your wallet where did you buy it from?

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Emily Kathryn 12/09/2021 - 5:12 Chiều

One thing that has helped me so much with impulse shopping is keeping a “things to buy” list on my phone for clothes, home stuff, tech, pretty much anything. This is great for two main reasons- I have to pause and think about whether I actually need something, and if I do ever have money to splurge I can buy something I’ve had my eye on for a while instead of a bunch of small junk

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Sophia Rivas 12/09/2021 - 5:12 Chiều

love the timestamps and editing on this video! 😍

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Maariya 12/09/2021 - 5:12 Chiều

Bought a house earlier this year and the biggest thing that has helped us save/curb spending is to buy used! We furnished a lot of our home with FB marketplace finds which meant waiting to buy if the specific item wasn’t listed. If we are feeling spendy we will go to the thrift store vs Target or the mall and end up spending sooo much less overall.

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Selma Efendi 12/09/2021 - 5:12 Chiều

Firstly I love these kinds of videos Michelle, I really do enjoy them, secondly yes I have experienced that thing when you're hungry you buy more useless thing <3

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Court 12/09/2021 - 5:12 Chiều

I love this type of content! I am now working my first full time job and I am kind of clueless with how I can wisely use my money (coming from very low income during uni) so thank you for these videos! Makes it seem a lot less intimidating ❤

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Kayla Cole 12/09/2021 - 5:12 Chiều

My husband and I are on baby step number 2 (paying off debt) and I found this so encouraging and a good reminder to keep working towards our goal of being debt free. Making emotional purchases is my worst money habit 😩

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debra firestone 12/09/2021 - 5:12 Chiều

You are extremely mature compared to your UTube piers they make the most ridiculous vlogs and act very immature

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debra firestone 12/09/2021 - 5:12 Chiều

All they do is brag about their 5 thousand dollars bags it’s really bad

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Jules Marr 12/09/2021 - 5:12 Chiều

Michelle! I love your financial advice videos. You’re one of the few youtubers that I feel like give down to earth and realistic advice. I actually feel like I can apply so many of these tips to my life and I don’t walk away from this video feeling worse which honestly some financial videos make me feel!

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Kayleigh Lara 12/09/2021 - 5:12 Chiều

The having your cards saved online always gets me in trouble😂 these are great videos tho, so motivating!✨

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E T 12/09/2021 - 5:12 Chiều

Enjoyed these tips! Thank you:)

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Mallory Wilder Honey 12/09/2021 - 5:12 Chiều

Theses are super realistic practical options for saving. GREAT content girl <3

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Emily Lynne 12/09/2021 - 5:12 Chiều

I love your finance related videos! As an engaged couple going into marriage, I really resonate with how you guys handle your income. I was curious if you have looked into a solo 401k? I believe it's a 401k for those self-employed but I'm not sure all the pros/cons of having one.

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Ieva Mazu 12/09/2021 - 5:12 Chiều

They need to teach that at school!!!🙏

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Macy Galipeau 12/09/2021 - 5:12 Chiều

This video is super helpful Michelle! Really puts things into perspective for me and let’s me know I’m not alone in my struggles! ❤️

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joal98 12/09/2021 - 5:12 Chiều

Your finance vids are so helpful!!

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Emma Monden 12/09/2021 - 5:12 Chiều

I’m loving these personal finance videos from you!!

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Evelyne Velez 12/09/2021 - 5:12 Chiều

I love these kinds of video!!!! Always loving your content Michelle ❤️

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Adriene Renae 12/09/2021 - 5:12 Chiều

One tip I've learned the hard way is to never loan money and expect it back in a certain time frame. Years ago I was fortunate enough to have the means to help my family. A few months later I ended up needing that money back and they could not repay me right away. So now when I loan money out, in my head I expect to never get it back. That way I don't ever put myself in a rough financial situation. If I get it back great! If not, I know I'll be okay without it.

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H Soderberg 12/09/2021 - 5:12 Chiều

You mentioned in a previous video that you saw a derm for wart removal. Have you ever seen them regarding your hair loss? I recently bought some decorative squash that are also edible- like blue Hubbard. That way I can have my decorations & eat them too.

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Anita Carter 12/09/2021 - 5:12 Chiều

“ The best things in life… Aren’t things.” 😊👌🏻

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Elizabeth - Healthy Life, Positive Life 12/09/2021 - 5:12 Chiều

Excellent 👏👏

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Katie Carroll 12/09/2021 - 5:12 Chiều

Does your Target not require face coverings? Mine still does!

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Ashtyn Butler 12/09/2021 - 5:12 Chiều

Hi Michelle! I love your videos and am so obsessed with the relaxing instrumental music you put in them! Could you share artists or how you find it? ☺️

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Tayla Mcerlich 12/09/2021 - 5:12 Chiều

Love the advice although pet insurance isn't all what it's cracked up to be though. I strongly suggest looking into it a bit more my personal experience and some of my friend's experiences with pet insurance weren't very good at all. Anyways I love your videos and I hope you have a great day. Sorry about the long message.

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Courtney Wainwright 12/09/2021 - 5:12 Chiều

Can’t wait to watch this ❤️

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Timea Püsök 12/09/2021 - 5:12 Chiều

I just started seriously budgeting so this video is just on time for me. I'm also saving to buy a home just like you. Thank you for the great insight on bad habits ❤

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